Identity theft, a vicious crime based on impersonating someone
else, is becoming more and more prevalent. Recently, there has
been a run of news items on this topic in the national media
almost daily. One of the most disturbing aspects is that often
these crimes are inside jobs? occurring at banks, mortgage
companies, and similar places where sensitive personal
information is housed. In these instances, where the crimes are
large scale and well organized, there is not much the individual
can do to prevent them.
However, there are numerous things you can do to handle those
factors within your control. These include being aware of how
your private information is used, who has access to it, and how
it is handled. This involves shredding papers before disposing,
keeping information secured or locked and away from those who do
not need it.
Just because someone asks for information does not mean you are
obliged to provide it. Find out if -- and why -- something is
required before responding. You can also remove yourself from
unwanted mailing lists, where your name and address is
circulated.
When you understand why and how these crimes occur, it is easier
to eliminate the opportunity. Simply becoming more aware of
daily activities involving your information (i.e., using credit
cards, putting out the trash, visiting web sites, etc.) should
increase your caution. The more careful you are, the less
opportunity for the thieves, and this is certainly a crime of
opportunity.
By taking a few simple precautions, you may save yourself
considerable suffering and grief. Identity theft is a violation
of the worst sort, and the consequences are serious and lasting.
Repairing your credit and getting your identity back can be
done, but it is a lengthy and tedious process.
During March and April 2005, several significant examples of
large scale identity theft occurred. With help from a few
corrupt insiders, several major banks and credit card companies
were targeted, involving the compromise of personal information
of millions of Americans.
About the author:
Norm McAlister is a writer and consultant with a background in
identity theft issues. For additional information on protecting
yourself from identity theft, go to
http://www.SafeguardYourInfo.com.
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