Most of the online websites you see nowadays are selling their
products, services or their Auctions are accepting Credit Cards,
which is making eCommerce, a Multi Billion Dollar Industry. This
Article will tell you how you can do the same and join the other
millions of users selling online and accept Credit Card payments
online.
More users trust their computers now and use their Credit Cards
for online Shopping. Computer Security is becoming more powerful
and most of the transactions go smoothly which is a trust bond
between the Buyer and the merchant.
Choosing a Online Credit Card Service
There is a lot of Credit Card Scam online these days, websites
claiming to be large companies, serving millions of customers.
Do a Google search on the Credit Card company name and domain
and see what results come up and what other people have to say
about the company. People usually leave their comments about the
companies in forums or their websites which is accessible to
Google and other Search Engines. If you are still not sure about
a company, do a WHOIS search of the company domain. And see if
their profile looks real enough to be trusted, you can do WHOIS
search for free on
target="_blank">www.Whois.sc.
Before opening an Account in a Credit Card service, look at the
company's rates. Some companies are good for Auctions, Some for
Subscriptions. You have to count the transaction charges with
your product price. If you are selling products online, or
selling on eBay then look at the companies where you have to pay
a low percent charge and your Buyer doesn't have to pay a lot,
like:
target="_blank">Paypal. Paypal doesn't charge your Buyers
and has a very low charge for Premium or Business Accounts. Most
of the Sellers
target="_blank">Bidpay, A Western Union company which is
trusted but is designed for online Auctions. Bidpay also has a
very high charging rate for Buyers which might cause you to lose
Customers. If you have a very large budget and have more
customers , then 2Checkout is the best
payment system which accepts Credit Cards without any charges
but does not accept payments from Paypal Accounts which might be
a problem for some of your customers. It's always a wise idea to
provide 2 or 3 payment services for your Customers; this will
increase your sales.
Service Availability
There are many companies which only accept customers from
specific countries, so always look at the Availability of the
service in your company and your currency, which could help you
save money by exchanging currencies. Paypal accepts most of the
countries which serve Credit Cards or have a branch of
International Bank. There are also many Alternatives for
countries not Accepted by paypal to Accept Paypal Services for a
fee. You also have to look for the time it takes to withdraw
your money to your Bank Account or Credit Card. paypal, Bidpay,
and other American companies can transfer your money with in 3-5
days to any major country, but if you are in a country where it
will take days to weeks to transfer your money, you should look
for another Alternative.
Credit card Service Integration
Integrating the Credit Card Service to your websites saves time
for your customers and it's good for many shopping cart
softwares which can calculate all the details the customer
needs, like the shipping costs, charges, taxes, etc.
If you are selling large amount of products online and know that
most of your customers will use Credit Cards, then 2Checkout is a service for
you, It is just like a Payment Service your Customers would use
in their daily life with Credit Card Machines. There are a lot
of free and commercial Shopping Cart and Payment Service
softwares written for the 2checkout system in all PHP, ASP, PERL
languages, like: OsCommerce.
If most of your Customers are using Paypal, then you Integrate
paypal for your website using al ready made scripts or design
one yourself. If you are going to use a script for paypal, make
sure you can trust the Script Company and the script is
reliable. paypal system is easy to hack if you are not using
Encryption. It's recommended that you contact a Paypal IPN
Expert before integrating the service to your website to make
sure the system is safe and integrated properly.
Most of the Shopping cart softwares support many payment
services like: paypal & 2Checkout and are able to integrate more
payment services. OsCommerce is one of them;
it has secure payment and service and is used by thousands of
shopping companies all over the world.
Website Securing & Licensing
Licensing your website and securing your payment service is
required if you are going to be promoting your Business. Most
people who want to purchase online prefer trusted and secure
websites. Getting a license for your website is becoming a lot
easier now. Online Credit card services like: Paypal offers easy
to use Account Verification services; you can be verified just
by entering your credit card information and putting the paypal
verified logo in your website.
If you are considering to invest in a Secure license for your
website then
Verisign has the Solution for you. VeriSign Licenses are
also another way to show your visitors how secure your website
is and they are considered to be the most secure and recommended
websites available by internet websites and Gurus.
Jack Freeman, DolbyDesigns
About the author:
None
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